
Our Convenient Finance Center
Once you find the perfect car, you can imagine yourself cruising the streets of Peru, Kokomo, and Greentown, Indiana. But there’s one big question on your mind—how do you finance it? The good news is that securing a great financing plan can be as simple as choosing your favorite color, Ford.
At Peru Ford, we believe that financing your dream vehicle should be a smooth and transparent process. Our dealership offers a dedicated finance center to provide clear, streamlined solutions that fit your lifestyle. Whether you’re looking for a loan or a lease, our team guides you every step of the way. Welcome to an easier car-buying experience!

Meet Our Expert Financing Team
When you visit the finance center, you’ll find a team of friendly professionals ready to assist you in crafting a plan that meets your financial goals. We understand that every driver’s lifestyle and needs are different, and we take the time to provide a one-on-one consultation to ensure that your payment plan is comfortable and affordable.
Our specialists are experts in navigating the world of auto loans and leasing agreements. They work closely with trusted lenders to secure competitive interest rates and flexible terms, ensuring you get the best possible deal. If you have stellar credit, are working to rebuild your credit, or are just starting, we’re here to help.
The process is simple: Sit down with one of our experts, discuss your goals, and let us do the heavy lifting. We’ll walk you through all available options, answer any questions you may have, and tailor a plan that fits your budget. We aim to ensure you leave confidently, knowing you have a financial plan that works for you.
Buying vs. Leasing: Which Option is Right for You?
One of the major decisions you’ll make when financing a vehicle is whether to buy or lease. Each option has unique benefits, and our team at Peru Ford is here to demystify the process so you can make an informed decision.
Buying a Car:
- You own the vehicle outright once your loan is paid off.
- There are no mileage limits, allowing you to drive as much as you want.
- You can customize and modify your car however you like.
- Long-term ownership often results in lower costs compared to leasing.
Leasing a Car:
- Monthly payments are often lower than buying a car outright.
- You can drive a new model every few years without a long-term commitment.
- Repairs and maintenance are typically covered under the manufacturer’s warranty.
- You don’t have to worry about trade-in value at the end of your lease.
If you’re unsure which option suits your lifestyle, don’t worry—our team is here to walk you through the details, helping you weigh the pros and cons so you can drive away feeling confident in your choice.
Convenient Online Tools and Resources
We want to empower you with the right tools to make informed financial decisions. That’s why we offer several online resources to help you navigate your options before stepping into our showroom.
If you want to trade in your current vehicle, our Value Your Trade tool provides an instant estimate of its worth. This lets you factor your trade-in value into your decision and maximize your options.
Curious about what your monthly payments might look like? Our Credit Estimator helps you get some background info on potential options based on answers to a few simple questions. This way, you can plan your next moves accordingly.
Save time by getting pre-approved from the comfort of your home! Our secure Online Financing Application makes it easy to submit your information ahead of time, streamlining the process once you visit our dealership.
With these tools at your fingertips, you’ll have all the resources to manage your financing journey confidently.
Start Your Financing Journey Today!
At Peru Ford, we make financing simple and stress-free for drivers in Peru, Kokomo, and Greentown, IN. Whether you’re ready to secure an auto loan or explore leasing options, our team guides you every step of the way.
Take the first step by filling out our Online Financing Application to see if you qualify for pre-approval. Have questions? Our experts are always available to assist you with any concerns. Visit Peru Ford today and experience a smooth, transparent, and enjoyable financing process.
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